PURCHASE
Fixed Rate
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.
• Most Common
• Hybrid ARMs
FHA Loan
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
Conventional
Explore the versatility of conventional loans - traditional mortgage options offering flexibility, competitive rates, and diverse eligibility for a wide range of borrowers.
VA
Unlock the benefits of VA loans - flexible financing, no down payment, competitive rates, and no PMI - exclusively available to military personnel and veterans.
Jumbo
Embrace the possibilities of jumbo loans - tailored mortgage solutions for high-value properties, providing flexibility, competitive rates, and increased borrowing power for your unique real estate needs.
USDA
Government-backed mortgages designed for rural and suburban homebuyers, offering low-to-no down payment options, affordable rates, and flexible eligibility requirements for achieving your homeownership goals.
Non-QM Products
Discover flexible mortgage options beyond traditional qualifying criteria with our range of Non-QM products.
Construction/Reno
Renovate and build your dream home with ease and flexibility. We even have products for one-time closings to include land.
Commercial
Fuel your business ambitions with tailored Commercial Loans designed to propel your growth and investment in commercial properties.
megan.thoms@edgehomefinance.com
loansbymegan.com
NMLS# 891464/ 1532626